Credit Counseling – Program Information Series

This is the second article in our Program Information series, where we dive into the details of what National Affordable Housing Network offers to the public. Today we will be discussing our Credit Counseling program.

Housing credit counseling is a free educational service open to anyone, regardless of income. This no cost to you service is independent of, but complements our homeownership opportunities and helps to ensure that every homebuyer we work with can succeed in homeownership. Every person interested in purchasing a home through an affordable homeownership program starts with a credit counseling session, however not every person receiving credit counseling will participate in one of the affordable homeownership programs.

NAHN has two outstanding credit counselors on staff, specializing in pre- and post-purchase, first time homebuyers, pre-foreclosure and foreclosure, and non-delinquency post purchase counseling. When you meet with a credit counselor it is always one-on-one (or with significant others/family members if you choose) and confidential. At the first session you’ll discuss your goals, review your credit, and create an action plan based on your unique situation and goals. Follow up sessions occur every month or so, depending on your needs. How often and how long you choose to continue the service is determined by your individual situation and personal goals. Some folks will see a credit counselor just a few times, while others may see one regularly for a longer period of time. NAHN’s counselors will continue to work with you as long as you want to continue working with them.

Check out our website for more information on this program at NAHN.com.  If this program sounds like something you are interested in please fill out our Client Intake Form and we will be in touch shortly. Stay tuned for our next blog post where we will cover NAHN’s mutual self help housing program.