
National Affordable
Housing Network
- FOR HABITAT AFFILIATES
- OUR FAVORITE BUILDERS
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- RECENT ANNUAL SPACE
HEATING AND COOLING SUMMARY for
- Habitat High Performance
Housing
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- Actual utility
bill from HP2 home in Butte, Montana
HP2 PERFORMANCE IN A FRIGID CLIMATE
- Hundreds of
fuel bills have been reviewed, and the HP2 bills with full year
data include the following performance results:
- Space Heat for
1120 Square Feet YR1 was $170 (approx. 23-25 DT a Year)
- Heating Degree
Days 9800.
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- HP2 Performance in a Cold Climate
- Space heat for
1340 Square Feet was $170
- Heating Degree
Days 7200
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- HP2 Performance in a HOT climate
- Space Heat for
1045 Square feet Hot Climate was $16
Cooling for 1045 Square Feet Hot Climate was $191.
- Heating Degree
Days 2100
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- HP2 is an all-in-one
certification that typically saves more than 50 percent over
minimum property standard. In Montana, for example, this means
that HP2 saves significant energy compared to the new Energy
Star standard. HP2 insulates the homeowner from future price
shocks.
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- PROGRESS TO DATE FROM
THE AFFILIATE UPDATE:
- Habitat Homeowners
Reap the Benefits of Affordable Energy Bills
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- More than sixteen Habitat affiliates
in the U.S. build homes that heat & cool for $250 or less
per year, thanks to the efforts of the National Affordable Housing
Network (NAHN), a non-profit housing organization. Beginning
in 1995, the NAHN began a program called the High Performance
Housing Partnership (Hp2). This program partners with low-cost
housing producers such as Habitat to develop best-practice approaches
for low-income homeowners. The approaches are based on careful
field data collection and analysis. To date, Hp2 has developed
more than 160 demonstration homes in cold and hot climates.
The first Habitat affiliate to use the Hp2 approach was HFH of
Southwest Montana in Butte. The extremely cold climate of this
area has tested the accuracy of NAHN's prescriptive house packages,
confirming that strengthening the building envelope and downsizing
equipment pays off dramatically for homeowners.
Among the key features of the Hp2 Cold Climate package are:
- Superinsulation of the envelope,
with a double-stud or SIP wall
- Continuous ventilation with
a heat recovery ventilator
- Sealed combustion gas fireplace
as heating source
- Raised heel truss to insure
complete attic insulation
- Low-leakage, double-glazed,
low e vinyl windows
- Continuous ceiling air/vapor
barrier to reduce air flow and moisture
- Overhang for passive solar control
on South windows
- This cold-climate package provides:
balanced pressures to the home; healthy and controlled ventilation;
minimal unwanted drafts, lasting comfort; safe gas systems. It
is because of this affiliate's continued dedication to providing
homes that are affordable to operate, that it earned the Clarence
Jordan Award of 2000. The affiliate and its volunteers are proud
of their work.
While such an approach saves much money in cold climates, Hp2
has succeeded just as well in hot climates. In Texas, a prescriptive
package was designed to demonstrate a benchmark of the lowest
first cost combined with the best possible overall performance.
This particular Hp2 approach was a result of
NAHN's Texas study, which identified current construction practices
employed by Habitat affiliates, and determined the effects of
those practices on energy consumption. After current practice
data was collected, five Habitat affiliates constructed 40 new
homes using the new prescriptive package.
The best-performing home in the Texas study was found to have
energy savings of 42% over current affiliate practice. In the
new homes, mean cooling costs per house were found to be well
under $200 per year.
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- Among the key features of the
Hp2 Hot Climate package are:
- Greater insulation in building
envelope with raised-heel truss
- HVAC downsized, using a through-the-wall
A/C unit, SEER 10+ for more cooling
- A small sealed gas fireplace,
wall furnace, or heat pump for heating
- Continuous, quiet, Panasonic
bath fan wired to breaker panel (50-70 CFM for <$10/yr)
- Continuous vapor barrier installed
above ceiling drywall to control moisture & air
- Overhead fans installed in most
rooms to supplement cooling
- Slab-on-grade helps cooling
with moisture barrier underneath concrete
- Better vinyl windows with heat
rejection and double-glazing
- Lighter-colored roofing and
larger roof overhangs to reduce heat gain
- Each affiliate in the Hp2 Texas
study received $2,000 per home for initial participation costs.
The National Affordable Housing Network in the future, plans
to conduct a similar study for homes in mixed climates, pending
future funding.
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- LOVE IN ACTION:
Energy Efficiency and Indoor Air Quality as a Matter of Conscience
The National Affordable Housing Network has been working in partnership
with Habitat for Humanity International, as well as regional
offices and individual affiliates since our founding in 1994.
Habitat wins energy awards because Habitat is a PARTNERSHIP with
our families in need, and as a housing organization, it cares
deeply about the quality of the homes it is providing. For this
reason, many affiliates see HIGH PERFORMANCE investments in their
homes as a critically important aspect of this partnership. Our
partner families rely on Habitat to insure that they are getting
the best deal we can get them.
Getting cooperative funding from utilities, governments and others
to improve energy efficiency can be very tough. Even worse is
when our own Habitat boards on the local level argue against
energy efficiency because of lack of funds.
For this reason, the Network has made it a key organizational
priority to seek energy funding support for affiliates, and combine
this with training aimed at providing the best possible performance
for partner families, both in terms of energy efficiency and
indoor air quality.
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- MAKING THE CASE TO
YOUR LOCAL HABITAT ORGANIZATION
Habitat For Humanity's mission to eliminate poverty housing in
partnership with very low income Americans has new meaning when
it comes to improvements in energy efficiency. Given recent energy
price shocks, the organization keenly feels the pressure, both
nationally and from the local level, to build the most efficient
new homes possible. Yet, federal and utility programs currently
offer little or no assistance toward this goal.
Habitat asks utilities to consider support for low-income, non-profit
programs that can develop high performance housing for very low
income citizens. By creating a category of program that is "low-income
energy," but not limiting assistance only to existing homes
or bill payment programs, money can be better spent with greater
result on behalf of families in need.
Habitat for Humanity's affiliates build more than 5,000 homes
a year, and we would like to see as many of these homes built
to the highest level of efficiency and affordability as possible.
Habitat plays a unique part of the housing solution, with an
approach of building with volunteers and owner-builders. As a
result, federal agencies have not provided appropriate support
for energy improvements that local affiliates are willing to
utilize. Affiliate access to ongoing education and incentive
funding helps significantly to achieve climate-based and energy-efficient
construction approaches.
Since the Universal System Benefit (USB) funds have been collected,
utility support for low-income persons has been limited primarily
to weatherization and utility bill payment assistance. Studies
show that weatherization saves no more than 15 percent of energy
consumption, while LIHEAP is geared at keeping the utility bill
paid for those who may have services discontinued. Unfortunately,
there is a lost funding opportunity in new low-income homes built
currently, most of which meet only minimum property standards
and which are likely to need weatherization assistance in the
future.
A wide range of federal agencies produce or impact lower-income
housing, including: the Department of Defense (housing for lower-income
military personnel); the US Department of Agriculture (formerly
Farmers Home, now Rural Development); the Department of Housing
and Urban Development (which currently advocates meeting minimum
property standards at Model Energy Code 93 or current local code
level); the Department of Health and Human Services; which oversees
the Low Income Heating Energy Assistance Program (LIHEAP) as
well as a variety of renewable energy programs; the US Environmental
Protection Agency which advocates for the "Energy Star"
program for new construction; the Department of Energy, which
operates the Low Income Weatherization program, the Building
America and the Re-Build America programs, which all recommend
differing approaches; the US Department of Commerce, which operates
the National Institute of Standards and Technology (NIST), which
recommends Green Building programs for housing producers, as
well as the programs that affect homes built on Indian reservations
through HUD and Department of Interior programs.
Obviously, it is difficult to coordinate the output of these
diverse agencies, and they present a wide array of potential
"energy solutions." The resulting diversity of recommendations
causes confusion over which methods make the most sense, to both
taxpayers and to low-income households.
While Habitat has tried its best to partner with any available
energy program, the organization's attempts to get federal support
or foundation support for improvements in new construction have
met with lack of support. Generally, Habitat received federal
attention as a way of getting other for-profit builders to consider
energy-efficiency.
Our goal is to eliminate poverty housing, not to create more
of it inadvertently, through lack of attention and lack of proper
resources invested in appropriate energy-efficiency programs.
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- Rationale for Energy
Investments in New Construction developed for Very Low Income
Households
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- When invested at the time of
construction, energy efficiency measures are far more effective
at producing savings than later under weatherization. However,
due to tight budgets, most low-income housing producers are forced
to attempt to meet only minimum property standards.
Investments in new construction for very low income households
can bring substantial overall system benefits, benefits that
help stretch weatherization funding and funding for Low Income
Home Energy Assistance Program participant households.
At present, new construction is supposed to meet MEC 93 or 95
(Model Energy Code 93 or 95). However, current practice reviews
indicate that most new construction meets only MEC 93, or worse.
What this means is that very low-income consumers are more likely
to still need LIHEAP assistance, and more likely to need subsequent
weatherization in the following decade.
Weatherization, if applied, is likely to save less than 15 percent
of the overall energy bill. By contrast, "high performance"
energy features installed at the time of new construction can
save the consumer more than 50 percent of the space heating energy,
and save dramatically more and provide a greater "universal
system benefit" - dollar for dollar -than investment in
weatherization. Weatherization is the only option for older homes,
but there seems little point in building homes that are at minimum
property standards and become likely candidates for weatherization
within the first 20 years of occupancy.
For example, if $2,400 is invested in new construction energy
measures that are the most cost effective, the total energy bill
is likely to be far more affordable over the life of the mortgage.
The energy savings over minimum property standards can easily
exceed $10,000 over the life of a 20-year mortgage.
By contrast, due to the fact that Habitat families can qualify
for home purchase at 25 percent of median income, the lack of
such investment in the case of a very low income household can
translate into the need for on-going LIHEAP subsidy, along with
the lost savings to the family due to the lack of investment
in the home beyond the current Model Energy Code.
Thus, the $2,400 investment at the outset can prevent the later
investment of an on-going $200-$300 per year in LIHEAP funding.
Translated into the total number of households built by Habitat
on an annual basis, the savings quickly snowball into a more
substantial number. Worse, without the investment, due to the
very low income nature of these households, the state, the utility
or the USB funds are tapped for bill-paying (Energy Share) purposes.
For example, over a 20-year span, 26 homes built a year may well
cost LIHEAP an additional cost of $130,000 in subsidy. If $52,000
were spent, instead, on making the homes "high performance"
at the outset, the net savings to LIHEAP could easily exceed
$70,000 over the first 20 year period of these homes using current
prices.
These numbers rapidly inflate when looming energy price hikes
are considered. Many Habitat
affiliates feel that investment in energy efficiency is a matter
of ethical importance. Habitat seeks to eliminate poverty housing,
not inadvertently create more of it by lack of attention and
resources to energy investments at the time of construction.
Yet, affiliates are plagued by the Tower of Babel effect, where
it is hard to tell what works or what is the best way to proceed.
It is important to recognize that the Model Energy Code is the
minimum property standard, NOT THE CONSUMER'S BEST VALUE.
While LIHEAP and weatherization are essential, it is time to
expand these and other resources with those who seek to permanently
preserve these resources by proper investments in energy efficiency
at the outset of construction for very low income households.
Most Habitat homes are purchased by households with incomes that
are under 50 percent of area median income. This meets the discount
thresholds, as well as weatherization thresholds for income.
There is no harm to other low-income households or to the organizations
(such as community action agencies) that serve them by making
this cost-effective investment. In fact, it helps preserve and
stretch critically needed funding for these other organizations
and households.
Cold-climate
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